I’ve met with literally thousands of people over my 21 year career.
Many people have asked “how can I be rich?”.
The question is so difficult to answer. Besides the obvious “win the lotto” and “hope you inherit tons of money”, most of us will increase our probability of reaching our goals if we simply spend less than we make, save religiously, invest wisely, and avoid catastrophic financial events.
Your ability to make saving a habit is one of the first steps.
Perhaps you’re already a good saver.
Whether you’re a great saver or wish you could be better, I encourage you to click on the below link for some great tips.
With increasing life expectancies, there is a very real risk of outliving your money or not living in the lifestyle you’d like.
This article is how to plan for a 30 Year Retirement, with some great suggestions about the retirement plan you create.
One of the best things I do for my clients is the planning, creation, and monitoring of a retirement plan. This is not only before retirement, but after as well.
If you don’t have a retirement plan already, my best advice is to get one as soon as possible, and I’m always here to help.
While the official unemployment rate is decreasing, the “participation” ratio is decreasing. This means less people as a percentage of the total population are actively searching for full time work.
Some of those leaving the workforce are retirees, but the graph to the right is interesting because it shows the decrease from those in prime working ages. This shows how bad the employment is, even beyond the unemployment figures.
The graph below shows the huge gains women have made in the past 60 years.
The 3rd Quarter 2011 is over and I have a slightly longer video this week because I want to address the current environment and how things may shape up going forward.
A big theme is my advice to assess your overall plan and risk tolerance, and also to ensure you’re looking at both positive and negative points of view on the markets instead of just one view over the other.
I send my newsletter and videos on a weekly basis, so if you watch only a few througout the year, at least watch my more comprehensive quarterly videos.
Last quarter a client of mine asked my permission to refer his friend to me. He didn’t want to offend me by giving out my business card without my okay.
I’m hereby giving everyone permission to offend me!
What this conversation led me to understand is that I haven’t done a very good job communicating that Generosity Wealth Management has the knowledge, infrastructure, and expertise to help out your friends, family, and those you care about.
I work with clients seeking to grow, preserve, and distribute their wealth in an efficient manner to ensure the well being of themselves, their family, and their community interests.
I’m here to help and treat every client and prospect as a member of my family.
In case you need a reminder about Generosity, here’s a video I did back in May.
