Most workers have saved just $25,000 for retirement

Most Americans have less than $25,000 saved for retirement.

If you’re reading this, you’re probably not that person.

B ut, let’s be honest. Those of us that are delaying consumption, investing well, and planning for our retirement will be asked to subsidize those who are not doing the same.

What does this mean for you? Continue to do all the things that will put you in place for a good retirement. Especially, get a retirement plan together so you know what it will start to look like with what you currently have and are currently saving.

Let me know if I can help. It’s one of the best things you can do for yourself and your family.

 CLICK FOR FULL ARTICLE

Plan or Lotto?

Are you going to plan or are you going to hope for the Lotto?

The odds are 1 in 120,000,000 (that’s 120 million) of winning the lotto. You’re 400 times more likely to be hit by lightning.

What are the odds of you achieving your financial goals if you start planning today? Much better.

 

Roths and Tax Rates

2010 is the year of the Roth Conversion and maybe the end of lower taxes.

In 2010 there are unique Roth Conversion rules that expire at the end of the year.

With higher tax rates next year, what should you do?

Listen to my video below to find out why this is so important.