Understanding the New IRA Rollover Rules for 2015

Understanding the New IRA Rollover Rules for 2015

 IRA nest egg

 

One technique for moving money from one IRA to another, and possibly use that money in the meantime, is to do a “60 day rollover”.  This is very common, and can be done once per year per individual IRA account.

Starting in 2015, you can only perform this 60 day rollover once per year for all your IRAs, regardless of how many you have.

What does this mean?  IRA transfers, which I usually recommend for clients, is the way to move money from trustee to trustee. 

 

Understanding the New IRA Rollover Rules for 2015

What Are the Odds We’re Heading for Another Crash

What Are the Odds We’re Heading for Another Crash

what are the odds

 

 

 

 

 

 

The magnitude of loss greater than 20% or 30% is actually quite unusual, but 10% happens often, even if it hasn’t happened since 2011.

When it happens it doesn’t feel very good, but it’s not necessarily a prelude to bigger declines, so we shouldn’t jump to that conclusion.

Here’s a full article with more discussion about the odds.

 

What Are the Odds We’re Heading for Another Crash

Risk of Third German Recession Pressures Europe

Risk of Third German Recession Pressures Europe

Tensions with Russia, slowing global growth and falling consumer confidence mean the region’s biggest economy struggled to grow in the past 3 months, and may turn out to have shrunk for a 2nd quarter running. Merkel

Across the Eurozone as a whole, recently released data showed that economic sentiment dipped in September for a 4th month in a row.

Questions abound about whether this could lead into a vicious circle of falling prices and stagnation.

I’ll continue to watch this closely and make some macro recommendations for my clients as this continues to unfold.

Risk of Third German Recession Pressures Europe – FULL ARTICLE