Summer is right around the corner, so I thought I’d share the really cool chart above (and link below for interactive) for the various state gas taxes across the country.
As a side note, I’m curious to see how gas taxes are addressed by states going forward. With higher fuel efficiency and hybrid technology, gas tax revenues are down since people are buying less gas.
I saw the below in a blog by Seth Godin (who I absolutely love), and it really struck home to me. They’re definitely words of wisdom that I try to put into my practice as I’m working with clients and living my life
“Most of the time, people don’t want a refund or a bonus. What they really want is for you to hear them and to do the right thing. What if every manager and every customer contact in your organization bought into that?
Here are some things you can do that don’t cost any money (but they certainly require effort):
• Treat your employees with care and respect
• Be consistent in your actions
• Keep your promises
• Grant others their dignity
• Give credit
• Take responsibility
• When wrong, offer a heartfelt apology
• Don’t be a jerk
• Take the time to actually listen to people
• Volunteer to handle the issue
• Care”
I will soon be changing my Investment Advisory Representative (IAR) affiliation from my own state Registered Investment Advisory Firm to a SEC Registered Investment Advisory firm (Cambridge Investment Research Advisors, Inc.).
I will continue to use Generosity Wealth Management as my “doing business as”, with the same logo, email address, phone number, etc.
Besides my disclosures changing, it will be mostly transparent to existing clients. Fees, management, investments, account numbers, etc. are all the same.
I am doing this to simplify my business, and with additional regulatory requirements and costs, the economies of scale simply aren’t there for firms of my size. Therefore, my purpose is to outsource these requirements and compliance to Cambridge.
In the meantime, the links below are the last time I’ll offer my Form ADV and privacy notices under my state registered advisory firm.
What is an ADV you ask? It’s a form and brochure that describes what Generosity Wealth Management is, who I am, and how we do business.
If you would like a copy, please click on the link below. For your reading pleasure, I also have included links to my privacy notices.
How exciting is all that?
Privacy Notice – Cambridge Investment Research
Privacy Notice – Generosity Wealth Management
“Nothing can be said to be certain, except death and taxes” – Benjamin Franklin
Just because they’re inevitable, doesn’t mean you shouldn’t live a healthy life for longevity, and position yourself to pay the least amount in ta
At least the final estate or death taxes.
The link below has the 10 worst states to die in, at least from a tax point of view.
Colorado — not on the list.
10 States with Scariest Death Taxes
With all the discussion around Obamacare, I thought I’d include a whitepaper on planning for future healthcare.
It’s pretty tricky–I’m not going to lie.
I have a great program that extrapolates out into the future estimates for specific healths, age, lifestyle, tax brackets, etc. I have to admit it’s pretty cool.
If you’d like me to do one for you (complimentary of course), let me know.
In the meantime, here’s the whitepaper:
I’ve been watching the situation in Europe for years now, and fundamentally they have serious long term issues.
Specifically, their debt levels, unfunded pension obligations, and employment policies.
The long term unemployment rate for Europe has only gotten worse in the past few years.
Click on the below link for the full discussion of this
Unemployment in Europe Still a Disaster- Full Article