Generosity Wealth Management
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How Financial Reform Will Really Work
It's taken 2 years but some Financial Reform has finally happened. Regulation here we come. I'm not a big fan of most regulation, but regardless of which side of the fence you're on, here's a great article that describes how it's really (probably) going to work. Click...
Taxpayers on the Hook for $3 Trillion in Pensions
The reason I include this article is to reinforce my belief that Municipal Bonds are something to avoid. State pensions are in a world of hurt, and you and I will be subsidizing them in the future. Do you think this will cause some slowdown in state revenues and...
Mike’s House
This week Boulder had a forest fire in the mountains west of the city. Unfortunately, Cassidy and I have been evacuated since Sunday morning from our home while they try to contain the fire. As of the writing of this newsletter, it looks like everything will be okay,...
Myth – It’s Not a Loss Until You Sell It
This week I tackle a misconception that I run across every once in a while. "It's not a loss unless I sell it" Sorry, it doesn't work that way. You've lost the money whether you sell it or not, and the question you should ask yourself is "is this the right allocation...
Dark Side of Deficits
Are we on the cusp of a secular bull market? Does the economy and the stock market go in sync? Is one a leading indicator for the other? How do you value the stock market? Forward P/Es or Reported P/Es? And how will our current deficits affect the answers to all these...
Do High-Cost Funds Pay Off?
It's the after fee return that matters, and this article is a good one because it talks about the importance of expense efficiency. Just because a mutual fund costs more doesn't mean it's better, but then just because it's cheaper doesn't mean it's better either....
