Generosity Wealth Management
InsightsWe are committed to straightforward, respectful, and frictionless interactions, where details matter and clients leave each exchange with confidence and hope.
Volatility is Up
The unmanaged stock market indexes are experiencing much more volatility this year compared to last. Now is the time a well balanced portfolio really shows it's worth. Market Moves - Full Article
What is your audit probability?
The probability of getting audited is much lower today than it was 30 years ago, but is up since the year 2000. It is definitely income dependent. If you made more than $200,000, you had a 3.26 % probability of being audited in 2013, but a less than 1% probability if...
Definition: Leveraged Buyout LBO
Defined: The acquisition of another company using a significant amount of borrowed money (bonds or loans) to meet the cost of acquisition. Often, the assets of the company being acquired are used as collateral for the loans in addition to the assets of the acquiring...
How to Prepare a Fugu Fish
I'm like the Swiss Army Knife of Financial Advisors, in that I worry you may be asked to prepare a Fugu Fish (bursting with tetrodotoxin, a poison hundreds of times more deadly than cyanide) and not know what to do. Fortunately, you'll have read my newsletter and will...
First Quarter and into the Rest of the Year
The first quarter is now behind us, but all the excitement happened in the first week of April! After reaching new highs, the unmanaged stock market indexes pulled back a little bit, so the question we have to ask ourselves is "what does this mean for the rest of the...
Confidence in Retirement
One third (1/3) of workers and retirees have less than $1,000 in savings and investments in their retirement nest egg. Only 44% have done a calculation to find out how much they should be saving. With longer life expectancies, your retirement years can be the best...