Generosity Wealth Management
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Betting Against the Crowd

Here's a good paper that studies returns going back to 1920 to see how buying a country, company, or industry that has had a decline of 60% or more does for the next 3 years. Basically it's saying there's validity to Warren Buffet's phrase "be greedy when others are...

Thoughts on Current Market News

I think of today's video as my "mid-newsletter" thoughts, as I want to be timely in my communication with you. The stock and bond markets have been more prominent in the news lately, and I want to share with you my analysis. So, is it jumping off the ledge time, or is...

Farewell 3% Mortgage Rates

Mortgage rates are going back up, and will more than likely stay up. However, they're still very low from a historical point of view, with the normal being over 5.5% Why the increase? 1. The Fed is going to stop bolstering the housing market 2. The economy is no...

Financial Illiteracy

Americans' grasp of concepts such as investment risk and inflation has weakened, lower than 2009, according to research reports. On the flip side, confidence is still high, and many people gave themselves high marks for managing their finances even as they were using...

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