Generosity Wealth Management
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Russian Ruble Crisis: Don’t Panic like it’s 1998
I remember the 1998 Russian crisis well. It was near the end of the summer, and threatened to put a real damper on an otherwise excellent stock market year. The "Moscow meltdown" bled over the S&P 500, which plunged 20%. There are reasons 1998 and today are...
Excited Puppy Spots its Owner
I'm not going to lie to you--I'm a total sucker for a cute dog video on the internet. Yeah, yeah, I know, pretty sappy eh? Every time I watch this video it makes me smile. Wouldn't it be nice to be so lucky to have an animal or person be excited to see us like this...
Bullish to Bearish Indicators
I've mentioned all year long that I'm bullish and optimistic for the foreseeable future, and until data tells me something else, that's where I remain. However, what would change my opinion? What are the data that I look at, and how would they need to change in order...
7 Simple Things Most Investors Don’t Do
I'm entering my 24th year working with clients. I did financial plans for people decades ago, and usually, those that did reach their goals did so not because they bought mutual fund A instead of mutual fund B, or this investment over another, it had...
History is an Outline, not a Blueprint
Falling oil prices and collapsing exchange rates do not mean that it's 1998 again. There's an old adage that "economists have predicted 17 of the last 3 recessions". History is an outline, a guide, but there's a reason we disclaim "past performance is no guarantee...
Understanding the New IRA Rollover Rules for 2015
One technique for moving money from one IRA to another, and possibly use that money in the meantime, is to do a "60 day rollover". This is very common, and can be done once per year per individual IRA account. Starting in 2015, you can only perform this 60...
