Generosity Wealth Management
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First Quarter Review / Current Thoughts
The first quarter was a great reaffirmation that diversification can be your friend. US Large company indexes lagged, but middle and small companies did better. US Bonds did well (in general), as did international stocks. While diversification does not guarantee a...
Mike Brady in the Wall Street Journal
There are few things as sweet as your first mention in the Wall Street Journal. March 10th was the day Mike Brady arrived in print! Since I was written up in the TheSuit Magazine, I've had a number of requests for interviews, expert quotes, and general articles about...
Avoid Penalties on Your Required Minimum Distributions
I was recently asked by a news journalist my opinion on how to avoid penalties on your required minimum distributions. Of course, my first answer was to make sure you actually take them and problem solved! I think she was looking for more.....so I did in fact answer...
Time Horizon
I'm a big believer that knowing your time horizon for investments is very important. Unfortunately, many investors, and definitely the media, live in the short term when in fact your needs are middle to long term. I read this interesting blog (link below) that really...
USB Mix Tape
I'm 46 years old, which means I grew up in the 1980s. One thing popular at that time was to make a "mix tape" with a dual cassette player/recorder. You could then give that tape to a friend. We thought we were so COOL! Today, we have iTunes, Spotify, satellite radio,...
Why the Buy-and-Hold Strategy No Longer Works for Some Retirement Investors
“An absolute buy-and-hold strategy is simply not appropriate for most investors. Moderation is the key. While I'm certainly not an advocate for rapid speculation, I do stress the importance of working with an advisor who will modify a portfolio periodically to avoid...