Generosity Wealth Management
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Unemployment in Europe – Still a Disaster
I've been watching the situation in Europe for years now, and fundamentally they have serious long term issues. Specifically, their debt levels, unfunded pension obligations, and employment policies. The long term unemployment rate for Europe has only gotten...
When should you start cashing in on Social Security?
At age 62, you receive 75% of what you'd receive at your full retirement age (assuming 66). If you delay until 70 years old, you accrue 8% more per year (32% over 4 years). In general, I usually recommend waiting until 70 to start your social security, but this is...
Definition: High Yield
Defined: A high paying bond with a lower credit rating than investment-grade corporate bonds, Treasury bonds and municipal bonds. Because of the higher risk of default, these bonds pay a higher yield than investment grade bonds. Based on the two main credit rating...
The Hobbit Opens this Weekend
Need I say more?
What’s Your Philosophy?
In my video today, I discuss "what's your philosophy?". I don't mean stock investment philosophy, I'm talking about what you value in your investments. Liquidity, transparency, marketability. These are core values of mine. But, others can have a different approach...
Warren Buffet and Charlie Munger Give Advice
Two of the richest men in the world, and the brains behind Berkshire Hathaway. I'm a big believer in behavioral finance, and that our behavior many times is the deciding factor whether we're successful or not. I like this quote from Warren Buffet Temperament is...
