True success is about more than numbers—it’s about aligning wealth with purpose and possibility. Few people embody that philosophy more fully than Janelle Lind, and we are thrilled to share that she has been honored with the prestigious Spirit of Cambridge Award.
The Spirit of Cambridge Award is given to individuals who go above and beyond in their service, commitment, and impact. Watching Janelle receive this recognition was both inspiring and deeply deserved. Her video, unveiled at Cambridge Ignite, captured not just her professional expertise but her heart for people and the difference she makes through her work.
For us, this award is also personal. Janelle is the person Mike turns to for compliance guidance, and she has been a trusted partner for years. In his own words:
“It’s a privilege to work with Janelle. She doesn’t just talk about aligning wealth with purpose and possibility—she lives it. She walks the walk, and her example challenges all of us to aim higher, not only in our work but in how we serve others.”
That spirit extends well beyond her role at Cambridge. Janelle has been a champion for causes like Frontier Horizon, supporting children and families in need and encouraging others to get involved. Her ability to weave integrity, generosity, and genuine care into everything she does makes this award especially fitting.
At Generosity Wealth Management, we’re grateful for the opportunity to work alongside someone whose values shine so brightly. Congratulations, Janelle, on this well-earned honor. You inspire us all to continue building lives—and legacies—that matter.
This summer, I had the privilege of returning to Frontier Horizon’s Camp Dreamland in Ukraine—a place that has captured my heart. I’ve volunteered at this camp several times now, and each time I am astounded by the impact it has—not only on the children, but on me as well.
From the moment the kids arrived, tired and anxious after long journeys, I was reminded why this work matters so deeply. Some whispered their needs in heartbreaking simplicity: “I want to eat, I want to sleep, I want to go to mama.” But within hours, through rest, crafts, and friendship, I watched those same children begin to smile, dance, and open up.
What moves me most are not the big programs, but the small, tender moments. Sharing tea and birthday cake with a girl separated from her younger brother in foster care. Watching kids laugh at instant Polaroid photos—“amazed by ancient technology,” as one volunteer joked. Quietly giving a boy a tablet for school and hearing his whispered words: “Thank you, Mike and John.”
For many campers, this was their first time in the mountains, their first time sleeping through the night without sirens. One told me simply, “I can sleep here—it’s so quiet.” That peace, so ordinary to us, was extraordinary to them.
Evenings ended with music, games, and dancing. On the final day, each child received a small “Dreamland passport” as we sang together. Tears flowed as kids clung to hugs and said, “I don’t want to go home.” A counselor responded with words I’ll never forget: “Let us hope for peace there, huh?”
Every year I leave Camp Dreamland carrying these voices with me. These children teach me about resilience, joy, and courage in ways that stay with me long after I return home.
I’m deeply grateful for the friends and sponsors who make this possible. Your generosity provided trauma counseling for staff, scholarships for campers, and the activities that filled their days with laughter. Together, we created something powerful: a safe haven where children could dream again.
I’ve seen the impact firsthand, year after year. And I can tell you—it’s worth it. I invite you to join me in supporting Frontier Horizonso more children can experience Camp Dreamland in the summers to come.
In this quarter’s video, Mike Brady—founder of Generosity Wealth Management and the Generosity Group—steps away from the noise and into the quiet of Wyoming to share something deeper than market headlines. Drawing from 34 years and over 15,000 trading days of experience, Mike offers timely insights on what it takes to succeed in today’s financial world: humility, emotional discipline, objectivity, and a clear sense of purpose.
Whether you’re new to working with us or have been with us for years, this update is a reminder that true financial success isn’t about predicting the market—it’s about preparing for what matters most to you.
Watch the video now to hear Mike’s reflections and the mindset that continues to guide our clients through uncertainty, opportunity, and lasting legacy.
Transcript
Hello, I’m Mike Brady with Generosity Wealth Management, a comprehensive, full-service financial services firm headquartered in Boulder, Colorado, though I’m recording this from my place in Wyoming. I believe strongly in stepping out of your routine to think and brainstorm, and being up here in Wyoming gives me plenty of opportunity for that. This is the year-to-date video for the end of the second quarter.
First, I’d like to extend a warm welcome to all our new clients who’ve joined us in the last two or three months. I recently integrated another professional’s clients into my business and have enjoyed meeting many of you. You’re the kind of clients I love working with, and I’m thrilled to have you on board. Generosity Wealth Management is growing, and I’m excited about the future. I’ve been in this industry for 34 years, with Generosity Wealth Management established for 18 of those, and we’re building a legacy that will outlast me and others. We’re always looking for new clients, so if you’ve had a positive experience with us, please consider referring others who might benefit from our services, especially business owners looking to sell their business in the next three to five years. That’s my specialty—helping maximize value and manage the impact on personal wealth.
You can learn more about our work at generosity-group.com, the company I founded to align wealth with purpose and possibility. We do this through three key areas: Generosity Wealth Management, offering comprehensive financial services; Generosity Estate Planning, ensuring dignity and control over your assets and medical decisions during your lifetime and beyond; and Generosity Business Exit Planning, tailored for business owners preparing for a sale. Please visit the website to explore these services further. Additionally, I’m part of Ed Slott’s Elite Advisors Group because, outside of your home, your retirement account is often your biggest asset, and taxes are typically your largest expense. Being an expert in both is critical to serving you effectively.
Now, let’s reflect on the last quarter and year-to-date lessons. If you’re looking for a highly technical market analysis, this isn’t the place—you can find that on CNBC, Fox Business News, or other financial websites. My focus here is on the broader lessons. The first is humility. No one can predict the future with certainty. Three months ago, many were confident in their forecasts, yet April was a tough month, followed by a recovery in June that few anticipated. Over my 34 years and 15,000 trading days since 1991, I’ve learned the market always surprises. History may not repeat, but it rhymes, and humility is essential when approaching an inherently uncertain future.
Another key lesson is objectivity. Personal biases—whether political or otherwise—can cloud your judgment. If you lean strongly one way politically, you might gravitate toward news or people that reinforce your views, leading to confirmation bias. I proactively avoid this by seeking diverse perspectives, as I shared in last month’s newsletter with resources like allsides.com and groundnews.com. These platforms present the same story from left, right, and center viewpoints, helping me form my own conclusions.
Discipline and emotional control are also critical. Every year brings trepidation—whether it’s a politician you dislike, a global conflict, market fads, or significant declines. Volatility is normal; most years see at least a 10% drop in unmanaged stock market indexes. My videos consistently highlight that three out of four years are positive, but declines are part of the journey. Emotional discipline ensures a more enjoyable financial path. Money is meant to help you relax and achieve your goals, so your investments must align with your time horizon. Funds needed in the next month or two shouldn’t be in the market, while those for five, ten, or twenty years can weather volatility. Knowing your personal goals and maintaining discipline is key.
We could dive into tactical details about the past or upcoming quarters, but without the foundation of discipline, emotional control, and a clear time horizon, those details are secondary. Focus on the right questions to maximize your chances of achieving your goals.
That’s it for this quarter. I’ll be back with another video next month. If you have questions or concerns, reach out to me at 303-747-6455 or via email, which is displayed on the screen. I hope you’re having a wonderful summer. Bye-bye.
BOULDER, CO – June 9, 2025 — Michael Brady, a nationally recognized wealth advisor and founder of Generosity Wealth Management, has officially launched Generosity Group (https://generosity-group.com/), a new umbrella organization designed to provide clients with a comprehensive, 360-degree approach to wealth, estate, and business transition planning. The Group includes three core service areas: Generosity Wealth Management, Generosity Estate Planning, and Generosity Business Exit Planning.
With over 30 years of experience in the financial services industry, Brady saw a growing need among clients for deeper integration and clarity across all areas of their financial lives. From investing to estate documents to business succession strategies, the stakes are too high for fragmented advice. His response: build a solutions-driven ecosystem of trusted services to help clients align their wealth with their values, purpose, and long-term goals.
“My clients aren’t just asking, ‘How much is enough?’ They’re asking, ‘How do I live a life that matters?’” says Brady. “Generosity Group was born from that deeper question. It’s not just about managing money—it’s about giving people the tools, strategies, and support to live and leave a legacy they’re proud of.”
Generosity Wealth Management remains the flagship firm, focused on comprehensive financial planning and investment management. Generosity Estate Planning brings personalized, attorney-backed estate planning services under one roof, making it easier for clients to protect their families and assets without the usual legal runaround. Generosity Business Exit Planning caters to business owners who are planning their transition or retirement—helping them maximize business value, reduce tax burdens, and exit with confidence and clarity.
Each branch of Generosity Group shares Brady’s core belief: that wealth should be a tool for possibility—not stress. By eliminating silos between financial, legal, and strategic planning, clients gain a full-picture plan built on trust, integrity, and expert insight.
This integrated model reflects Brady’s commitment to continual growth and industry leadership. As a member of Ed Slott’s Elite IRA Advisor Group and the Strategic Coach entrepreneur program, he stays on the cutting edge of advanced financial strategies—and brings that knowledge directly to the clients he serves.
About Generosity Group
Generosity Group is a family of financial services firms founded by Michael Brady to provide individuals, families, and business owners with fully integrated solutions that align wealth with purpose and possibility. Through expert financial planning, tailored estate strategies, and high-impact business exit planning, the Group helps clients find clarity, confidence, and freedom in every stage of life.
At Generosity Wealth Management, our commitment to straightforward and respectful interactions ensures you feel heard, valued, and confident about your financial future.
Effective communication is the foundation of a strong financial partnership. We believe in proactive, transparent conversations—so you’re never left in the dark. Watch this short video from Annie Everhart as she shares how our commitment to clear and respectful communication sets us apart.
Transcript
Annie Everhart with Generosity Wealth Management
Today I wanted to talk to you about one of our core values as a firm, which is clear, proactive communication. We are committed to providing straightforward, respectful, and frictionless interactions with our clients, making sure that we know and you know that details matter and all of our clients can leave each interaction with a sense of hope and confidence. A lot of clients have come to us after having left a previous advisor, and in many cases the reason they said they left is because they never heard from their advisor and that this is something that they know they can get from us, so people aren’t necessarily seeking us out for the highest returns or some promise to beat the market. It’s really about the relationship, and communication is such a big part of that. So we cut through the jargon. We like to make our communication with you really clear and straightforward, easy to understand. We also believe in being really proactive rather than reactive and making sure we’re reaching out just to check in on you, reminding you that we’re here for you, checking in on your goals, are we on track, do we need to make some tweaks, and also making sure that we communicate with complete transparency. So, whether that’s no hidden fees or leaving questions unanswered for you, if something comes up in conversation, we don’t know the answer right on the spot. We are committed to getting that answer for you so our clients know we are here from them. We always return their calls and emails, and we like to be proactive to beat them to the punch. So again, we are here for you, and we plan to continue to be, and if there’s anything you need, please reach out, but hopefully we’ll anticipate that need and reach out first. Thanks for listening, and I hope you have a great day!
Financial markets are unpredictable, but your strategy doesn’t have to be. In this post, Mike Brady discusses the importance of long-term fundamentals, managing emotions, and staying disciplined in your financial journey. Plus, we’re excited to share how Generosity Wealth Management is evolving with a refreshed mission, vision, and values—discover what it means for you!
Transcript
Hi there. I’m Mike Brady with Generosity Wealth Management, a comprehensive full-service financial services firm headquartered in Boulder but with an office in Fort Collins as well.
Today, I want to talk about a couple of things. The first one is about the fundamentals. You know, I repeat some of the same things over and over again. And I’m reminded of that Buddhist saying, “Before enlightenment, chop wood, carry water. After enlightenment, it’s chop wood, carry water.” The same things. Your perspective might change, but the fundamentals remain the same.
I bring that up because I’m recording this on a Sunday when there are some tariff discussions between the United States, Mexico, and Canada, and I have no idea how it will play out. That’s why it’s important for us to go back to what we believe, which is the importance of having a long-term time horizon, being disciplined with our emotions, being confident in our plan, and having a long-term time horizon.
You know, the one thing I’m going to guarantee going forward is that the market will go up and it will go down. But of course, we have investments because we believe that it will be two steps forward, maybe one step back. But we’re not going to have the two steps forward if we’re so worried about the one step back. That’s just the way it works. And as a matter of fact, we try to go four steps forward and one step back. Okay, so we’re really making great progress, given time with the ups and the downs.
Another guarantee is around volatility. Sometimes, there’s lots of volatility in the markets. That’s just a given. It has always happened and always will be going forward. And sometimes there’s very little. I remember in 2017, there was such a consensus amongst all the pundits that we will have lots of volatility. And frankly, 2017 was one of the least volatile years in the unmanaged stock market indexes. I will tell you, in the last couple of weeks, we haven’t had much volatility, frankly, you know, not like, 4 or 5% or so in the unmanaged stock market indexes. So let’s have a sense of humility as well.
It is normal for a year to see declines. And if that’s going to happen sometime this year, and odds are that it will, I don’t know if it’s going to happen next week. I don’t know if it will happen next month, six months, eight months from now. There usually are those steps backward. It’s going to happen. That’s why we don’t have invested in the markets, money that we need for our use or need to convert into cash for our uses. The duration, the time horizon, when you’re going to need the money is very, very important. So let’s keep that in mind. Let’s keep the fundamentals. Okay?
Before the election, before the inauguration, we chopped wood and carried water and we’re going to chop wood and carry water once again.
Second thing I’d like to talk about is I’m going to have a kind of a series over the next, I don’t know, number of videos over the next year or two. I’m just going to drop them in here and there, sharing with you the mission, vision, and values of the work that I’ve done with my firm.
My firm, of course, is your firm. You are vested in my success and the way that I deliver and interact with you. And one of my taglines is:
Where wealth aligns with purpose and possibility.
What that means is that wealth aligns with purpose. That’s the present with what we want it to do. We want to live our lives now, whether that’s give money away, whether that’s take a trip to Europe, put your kids through school, or make your monthly mortgage payments. Purpose is the purpose of your money, but also your retirement.
Or the possibility. What is possible in the future? A great retirement. What are your dreams? Your retirement, put your kids through school, perhaps pay for your children’s weddings in the future, the down payment on their house, pass on to the next generation. You get to make the dreams and the possibilities.
What I do is say this is where we are, this is where we want to go, and what’s the gap between the two? We’ve got the purpose; we got the possibility. Let’s get that wealth to align. And that’s what I wanted to talk about today.
In the newsletter, I will link this video to the full mission, vision, and values that my team and I worked on. My colleagues, my partner, and the rest of my team on the mission, vision, and values for Generosity Wealth Management. I’m very proud of it, and I want to share it with you in the coming months.
In the meantime, if you have any questions or concerns, give me a call or an email. Of course, keep your emotions in check. But if you can’t do that, give me a call because that’s what I’m here for: 303-747-6455. Thanks.
