Last week I was invited to speak about financial literacy to NASA employees down in Houston that are being laid off.

One of the other speakers was a recruitment and job placement specialist. He had this slide which I thought was good for employees looking for a job, but also for those of us already employed or self-employed. Do you have a good answer for each one?

•Why are you here?

•What can you do for us?

•What kind of person are you?

•What distinguishes you from the other people who can do the same tasks?

•Can I afford you?