Simplifying Finances Through Consolidation

Middle-aged professional on a phone call at desk, symbolizing financial organization and planning.

Client Background

A client in their 40s and 50s, with 20 years of career changes, approached us to organize their scattered financial accounts.

Challenge

The client had multiple 401(k)s with various investment companies and several bank accounts, causing confusion and administrative burdens. They wanted a streamlined approach for easier management and beneficiary planning.

Solution

We consolidated their 401(k)s into a single IRA, managed with an investment strategy aligned with their risk tolerance and time horizon. We also streamlined their savings and checking accounts into fewer, more manageable accounts, ensuring clear beneficiary designations and simplified oversight.

Results

The consolidation simplified the client’s financial life, reducing administrative complexity and improving oversight. The unified IRA allowed for cohesive investment management, and clear beneficiary designations eased future transitions for their heirs.

Are your finances overly complicated? Contact Michael Brady for a personalized consultation to discuss how your wealth can align with purpose and possibility.

Skills

Posted on

August 22, 2025