Archive for the ‘Dynamic Asset Allocation’ Category

Active Management – Market Timing?

I’m asked periodically what I think of “market timing” or “active management” versus a straight buy and hold philosophy. My first response is usually to ask for a definition of those terms. While it may be obvious to the person asking the question, if you ask 3 people you’ll get 3 different answers. In this week’s video, I propose some definitions, but also share that while I think active management is preferable over your traditional buy & hold, market timing is great in theory but hard to execute in the real world. Click to watch my video. TRANSCRIPT: Good morning! ... Read More

2011 Recap and 2012 Outlook – Year End Video

Goodbye 2011 and hello 2012! What happened and what’s my outlook for 2012? Optimistic or pessimistic? Watch my video to find out.   TRANSCRIPT: Hi there, Mike Brady with Generosity Wealth Management, and today I want to talk to you about a little bit of a review on 2011, but spend most of my time talking about the current situation right now. And you know, maybe do a little bit of a, …, thinking about 2012 and what the future may hold. 2011 was a real volatile year. I mean frankly, when we look back at year upon year we ... Read More

Volatility, Healthcare in Retirement

It’s my belief the volatility we’ve seen in the past few weeks, months, and year will continue going forward. I also believe that more active management may make sense to take advantage of this market condition. I talk about this in my video. I also discuss the rising healthcare costs in your future and that I have software that will estimate what lump sum you may need upon retirement to fund your healthcare under certain assumptions. Fun stuff! Click on video to hear more! TRANSCRIPT: Hi there, Mike Brady with Generosity Wealth Management, here in Boulder, Colorado. And I am ... Read More

Enough with Europe Already!

Europe has been, and will continue to be, the news event going forward. The effect it has upon the US is irritatingly large, whether we like it or not. As I’ve stated in previous newsletters, the European Monetary Union (Euro) will have to change drastically for Europe to weather their problems. There will also be some drastic, fundamental ways the relationship between state and citizens will change. The question is: what does this mean for your investments? 1. I continue to caution against all things Europe 2. Constantly evaluate the allocation of your investments to ensure they’re meeting your risk ... Read More

Conviction, Humility, Knowledge

This video covers a range of thoughts * Conviction — what do you believe in? * Humility — the market doesn’t care what you think * Knowledge — If you do action A, is B the outcome? I hope you click on my video and watch–I try to make it the best 3 to 5 minutes of your week. Okay, maybe that’s stretching it, but worthwhile nonetheless.   TRANSCRIPT: Hi there, Mike Brady with Generosity Wealth Management, and this week I’m going to talk about two or three different things, one is conviction, the second is humility and another is ... Read More

Dynamic Asset Allocation Coming Soon

Within the next few weeks you’ll hear more and more about some of the enhanced investment management techniques here at Generosity Wealth Management. There are different types of investment management strategies, and it’s my goal to have a portfolio of them for my clients. That’s enough of a teaser for now, but more will be forthcoming in the next couple of weeks.   Asset allocation and diversification strategies cannot assure profit or protect against loss.  Past performance does not guarantee future results. Read More

Current Market Thoughts

This video covers my current thinking *  There are some BEAR signs in the market I’m concerned about *  What does the market really care about (hint: recession and Europe) *  Why so much volatility last week? *  What should you (or me if I’m your adviser) be doing? *  Dynamic Asset Allocation management coming your way…. If this week is calmer than last week, then I may not do a video 2 or 3 times.  For all our sakes, let’s hope that’s the case! TRANSCRIPT: Hi there, Mike Brady with Generosity Wealth Management, and recording this on a Monday morning, ... Read More

Dynamic Asset Allocation Coming Soon

Within the month you’ll hear more and more about some of the enhanced investment management techniques here at Generosity Wealth Management. There are different types of investment management  strategies, and it’s my goal to have a portfolio of them for my clients. That’s enough of a teaser for now, but more will be forthcoming in the next month. Asset allocation and diversification strategies cannot assure profit or protect against loss.  Past performance does not guarantee future results. Read More

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The Dow Jones Industrial Average is an unmanaged, price-weighted index of 30 large capitalization stocks with dividends reinvested.

The Standard & Poor’s 500 Index (“S&P 500”) is an unmanaged, market capitalization weighted index of 500 widely held stocks, with dividends reinvested, and is often used as a proxy for the stock market.

The Nasdaq Composite is an unmanaged, market capitalization weighted index of stocks listed on the Nasdaq Stock Exchange, and are reported as price return without reinvestment of dividends.

Indexes are often used as a proxy for the stock market and cannot be invested in directly.