Archive for April, 2016

Investor Behavior in Up, Down, and Sideways Markets

The 1st Quarter 2016 is behind us, and boy was it a volatile one! My video today is addressing the very common human behavior when things don’t seem to be moving in the direction we want. When we look at the past 2 years or so, we’ve been in much of a “sideways” market, seemingly without a lot to show for it. The tendency for many investors is to “do something”, but I highlight in the video that proactively doing nothing is an active choice! Don’t be lulled into a false sense of achievement and unnecessarily move things around just ... Read More

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How to Avoid the Problem of Short-Termism

As a follow up to my video above, I like the article below because it talks about the tendency to judge financial markets in periods that are so short that it results in higher fees, higher taxes, and lower average performance. With the 24 hour news cycle, news alerts, etc., we are constantly bombarded with information, and the true professional learns what to listen to and not. Click here for the full article Read More

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Negative Interest Rates

One of the interesting things in the past year is the very clear awareness that low oil prices are not all good, and that there is a negative aspect as well. Same deal with interest rates. While it’s nice to have low cost of borrowing, a negative interest rate could be deadly to many industries of our vibrant economy, and big parts of the stock market indexes. Full Article — Economists at Global Bank Body Warn of Risks from Negative Interest Rates Read More

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U.S. Stocks were positive 73% of the time

With an unmanaged stock market index going back to 1926, 73% of the time U.S. Stocks were positive. When you add in the “slightly negative” column of declines from 0 to 10%, that adds up to about 87% positive or slightly negative. The future could absolutely be different, and you have to ensure it fits with your individual goals. Read More

Muay Thai and Krav Maga

2015 was the year I lost over 40 lbs and started on a serious martial arts journey. I couldn’t be happier. I’m totally fanatical about it now, and I owe a lot to the great gym I found at Tran’s Martial Arts in Boulder. The main instructor, Master Tran, is incredible in his knowledge, and supportive in his approach. With very hard work I’m hoping to earn my black belt in Muay Thai Kickboxing within the next 2 to 3 years, and be proficient in Krav Maga (an Israeli self-defense form). If you’re looking for something inspiring in your life, ... Read More

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The Dow Jones Industrial Average is an unmanaged, price-weighted index of 30 large capitalization stocks with dividends reinvested.

The Standard & Poor’s 500 Index (“S&P 500”) is an unmanaged, market capitalization weighted index of 500 widely held stocks, with dividends reinvested, and is often used as a proxy for the stock market.

The Nasdaq Composite is an unmanaged, market capitalization weighted index of stocks listed on the Nasdaq Stock Exchange, and are reported as price return without reinvestment of dividends.

Indexes are often used as a proxy for the stock market and cannot be invested in directly.