Archive for February, 2016

Do You Have an Investor or Trader Mindset

The last month has been interesting to say the least.  This is a wonderful time to ask yourself Are you an Investor or a Trader? The mindsets are completely different, leading to different behaviors, and different outcomes. I ask this question in my video this month, talk about the differences, and let you decide by the end which of the two you are. So, what do you think?  Are you an Investor or a Trader? Click on the video Transcript: Hi there.  Mike Brady with Generosity Wealth Management, a comprehensive, full service financial firm here in Boulder, Colorado. Today I’m ... Read More

Why the Stock Market is Obsessed with Oil

The S&P 500 is now almost perfectly correlated to the price of oil, which is interesting because over the past decade they’ve had virtually no correlation. Energy only makes up 3% of the economy. So why the focus? Falling prices often signal softness in demand, which precedes an economic slowdown.  But, most believe this is a supply glut, not weakened demand Cheap oil is causing US Oil production to cool off, hurting energy companies and states heavily dependent on oil The threat of Oil Loans imploding (raises the risk in the banking sector Russia, Venezuela, Brazil, and others that rely ... Read More

Social Security Isn’t a Nest Egg

I was recently interviewed for a magazine with the question “what are the biggest misconceptions about Social Security”. My conclusion, and the headline used, is that Social Security isn’t a nest egg. Many people think it will pay out more to them than it actually will Many believe you have an individualized account, sort of a government-held savings account. A third misconception is that Social Security will be broke sometime in the future.  Different yes, but gone no My advice is to take control of your own retirement and not abdicate it to someone else, and most definitely not those ... Read More

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U.S. Stocks Were Positive 73% of the Time

With an unmanaged stock market index going back to 1926, 73% of the time U.S. Stocks were positive. When you add in the “slightly negative” column of declines from 0 to 10%, that adds up to about 87% positive or slightly negative. The future could absolutely be different, and you have to ensure it fits with your individual goals. Read More

Happy Birthday to Me – 47

I may be another year older this coming weekend, but due to my healthy diet and serious martial arts since this time last year, I look and feel about 10 years younger. I plan on being around for decades, and am continually awestruck by how fortunate I am in my life. All my love to my family, clients, and friends. Read More

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The Dow Jones Industrial Average is an unmanaged, price-weighted index of 30 large capitalization stocks with dividends reinvested.

The Standard & Poor’s 500 Index (“S&P 500”) is an unmanaged, market capitalization weighted index of 500 widely held stocks, with dividends reinvested, and is often used as a proxy for the stock market.

The Nasdaq Composite is an unmanaged, market capitalization weighted index of stocks listed on the Nasdaq Stock Exchange, and are reported as price return without reinvestment of dividends.

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