Archive for December, 2014

Bullish to Bearish Indicators

I’ve mentioned all year long that I’m bullish and optimistic for the foreseeable future, and until data tells me something else, that’s where I remain. However, what would change my opinion?  What are the data that I look at, and how would they need to change in order for my opinion to change? Good question, and one I address in this issue’s video: Hi there, Mike Brady with Generosity Wealth Management, a comprehensive full-service wealth management firm headquartered right here in Boulder, Colorado. The main topic for today’s video is that I am optimistic. I am very bullish and have ... Read More

7 Simple Things Most Investors Don’t Do

      I’m entering my 24th year working with clients. I did financial plans for people decades ago, and usually, those that did reach their goals did so not because they bought mutual fund A instead of mutual fund B, or this investment over another, it  had to do with having the right behavior and keeping the big questions in mind. Ben Carlson wrote an absolutely wonderful blog that I’ve linked to below.  He says very succinctly what I say all the time, and truly believe. Here’s his list of 7 Simple Things Most Investors Don’t Do Look at ... Read More

History is an Outline, not a Blueprint

Falling oil prices and collapsing exchange rates do not mean that it’s 1998 again.    There’s an old adage that “economists have predicted 17 of the last 3 recessions”. History is an outline, a guide, but there’s a reason we disclaim “past performance is no guarantee of future results”.  It should be modified to say “past history does not mean it will repeat itself here again”.   History is an Outline, not a Blueprint  Read More

Understanding the New IRA Rollover Rules for 2015

    One technique for moving money from one IRA to another, and possibly use that money in the meantime, is to do a “60 day rollover”.  This is very common, and can be done once per year per individual IRA account. Starting in 2015, you can only perform this 60 day rollover once per year for all your IRAs, regardless of how many you have. What does this mean?  IRA transfers, which I usually recommend for clients, is the way to move money from trustee to trustee.          Understanding the New IRA Rollover Rules for 2015 Read More

Sriracha Stout, A Brand New Spicy Beer from Rogue Ales

Someone please buy me this beer.  That is all.   Sriracha Stout, A Brand New Spicy Beer from Rogue Ales Read More

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