Do you know your life expectancy? What does life expectancy really mean, and why should we care? These are the questions I answer in my video this newsletter. Therefore, you should watch my video. Hi there, Mike Brady with Generosity Wealth Management, a comprehensive, full service, wealth management firm headquartered here in Boulder, Colorado. Today I want to talk about life expectancy and withdrawals and Medicare and Social Security, etc. To be honest with you I only have three or four minutes so I’m only going to give you a little teaser and then I’m going to follow up in ... Read More
When you hear 9 – 10% in the stock market, you must remember that those returns contain every single type of market environment. Warren Buffet is one of the most successful investors ever, and he still has declines at some point. But, he has the right behaviors ingrained in him to “be greedy when others are fearful, and fearful when others are greedy”. No one likes declines, but they are part of a full market cycle. When constructing a portfolio for a client, I always try to understand the risk tolerance for them, understanding that unless you’re 100% invested in ... Read More
Somehow the $28,852,576.06 Man just doesn’t have the same ring to it, but that’s what it would be in 2014 with inflation. Inflation is a real thing, even if it’s been incredibly low as of late. With quantitative easing and a zero interest rate policy by the Fed, it’s actually been unusually low and for a sustained time frame. I think it’s reasonable to expect inflation in the future, whether that’s 2, 5, or 10 years. There are some investments that are less interest rate and inflation sensitive than others, so keep that in mind when crafting a well ... Read More
Like investment theories, there are different philosophies on the best way to hold a hamburger for maximum efficiency. Hey, I’m an efficiency fanatic and need to know these things. So, researchers spent 4 months (experts in fluid mechanics, engineering, and dentistry) to figure out the best way eat a large hamburger. It included a 3D scan of the hamburger to study how the particles interacted together. Now that I’ve teased you, click on the link to watch the 1:26 video with the answer. Most Efficient Way to Hold a Hamburger Read More
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The Dow Jones Industrial Average is an unmanaged, price-weighted index of 30 large capitalization stocks with dividends reinvested.
The Standard & Poor’s 500 Index (“S&P 500”) is an unmanaged, market capitalization weighted index of 500 widely held stocks, with dividends reinvested, and is often used as a proxy for the stock market.
The Nasdaq Composite is an unmanaged, market capitalization weighted index of stocks listed on the Nasdaq Stock Exchange, and are reported as price return without reinvestment of dividends.
Indexes are often used as a proxy for the stock market and cannot be invested in directly.